Debts that must be paid ... that sums up the concept of...

Debts that must be paid ... that sums up the concept of karma. But I would add that karma is not a burden that you have to carry. It is also an opportunity to learn, a chance to practice love and forgiveness, a chance to learn lessons that are valuable to us. Karma offers us the chance to wipe our dirty slate clean, to erase the wrong doings of the past.