If you own expensive or rare items, Scheduled Personal...

If you own expensive or rare items, Scheduled Personal Property coverage is a practical way to protect your investment and achieve peace of mind. The best part about this type of coverage is that it offers all-risk protection, which means customers are insured for all different types of perils, including loss of the stone, a chip in the diamond, misplacing the item, and so on. Unless the peril is specifically mentioned in the policy as being excluded, then the item is covered.