Don Griffin Quotations

I thought last year there would have been a debate over this after the four hurricanes we experienced.

It can be a national problem, as we're seeing evidenced today. There's a lot of other catastrophes that certainly we're dealing with these days that could point to the need to explore a national solution.

We're hoping that some kind of limited liability agreement can be worked out with the government that limits the liability for Good Samaritans who take in these evacuees. We don't anticipate that there would be a lot of lawsuits out of that, based on the fact that people are voluntarily helping out, but that doesn't mean that still won't occur in some rare instances.

You can never make a place 100% safe, but you can do some things to minimize the dangers.

Fire is one of the most basic areas of coverage.

This will have an impact on rates, but mostly in that region... unless it gets really big.

You still have to pay your mortgage, even if you can't live in your home.

Insurance is really based on looking at the past.

If you're involved in an accident and you're at fault $500,000 may not be enough. Do you really want to lose your house because you failed to spend an extra couple of hundred bucks?

The biggest misperception people have is that they aren't going to be sued or that a lawsuit won't have merit and will be settled for a small amount. But that's not typical in this day and age.

A house worth $400,000 might have a total claim of more than $1 million after you consider the insurance on contents, other buildings on the property and living expenses.