Dave Ramsey Debt Quotations

There are no shortcuts when it comes to getting out of debt.

You can't be in debt and win. It doesn't work.

The decision to go into debt alters the course and condition of your life. You no longer own it. You are owned.

Debt gives you the ability to look like you’re winning when you’re not.

Debt is dumb. Cash is king.

Debt is normal. Be weird.

Knock out a small debt first so you get a quick win. Momentum is key.

Debt has become a part of who we are.

A lower interest rate doesn't make a debt go away.

Credit is an 'I love debt' score.

Investing is important, but get debt-free first. That's what frees up your income so you can win.