Steve Rhodes Card Quotations

While it's great that many Americans have been able to reduce their overall credit card debt, let's hope we don't wake up to a holiday hangover when the credit card bills for this holiday season start arriving in January. If consumers used credit for their holiday purchases this year, they might erase any progress they have made toward paying down their debt.

You should expect that at some time you're going to have a credit card rejected.

If you're opening a card and then paying it off and closing it, that's not really building a credit history for you.