Lori Lucas Employees Quotations

With such little evidence that many employees understand or appreciate the risk of owning large amounts of company stock, diversification remains an issue in many plans.

Employees investing in their 401(k) plans profited from a strong market last year, but they still weren't engaged in the retirement savings process,

Employees who do not contribute enough to receive their employer's full matching contribution are leaving free money on the table,

In many cases, employees don't actively manage their 401(k) portfolios because they don't know how to make good investment decisions, ... They feel safer doing nothing.

It's tended to be financial services firms or companies with employees who are investment-savvy. And they've been mainly responding to employee demand.

There just needs to be a different way employees approach it. There is a lack of understanding around the amount of responsibility individuals have when they're relying on a 401(k) for retirement.